Terms

This website (the “Site”), including ChicagoBusinessLoans.com is owned and operated by America United Funding/United America Financial Services Inc. (“COMPANY,” “we,” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service as modified.

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Intellectual Property Rights

Our Limited License to You

This Site and all the materials available on the Site are the property of us and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, non-commercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us

By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings, photos, and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text, or otherwise, you are representing: (i) that you are the owner of the material or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older.

Disclaimers

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites. In addition, neither we nor our affiliates operate or control in any respect any information, products, or services that third parties may provide on or through the Site or on websites linked to by us on the Site.

If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors and not COMPANY. Neither COMPANY nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Furthermore, COMPANY neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statement made on any of the Sites by anyone other than an authorized COMPANY representative while acting in their official capacity.

Funding Independence & Responsible Use Disclaimer

ChicagoBusinessLoans.com and America United Funding is an independent financial services company dedicated to helping entrepreneurs and business owners access credit cards, loans, and other funding solutions. We are not affiliated with, nor do we endorse, any third-party companies, consultants, or individuals who may have referred you to us.

Once funding is approved and disbursed, the use of those funds is entirely at the discretion of the client. ChicagoBusinessLoans.com and America United Funding does not control, direct, manage, or monitor how funding is spent.

We strongly encourage all clients to make informed, strategic financial decisions. Access to capital can be a powerful tool for growth, profitability, and long-term success — but poor spending decisions can lead to unnecessary debt and missed opportunities.

As a best practice, we recommend allocating funds toward revenue-generating activities or assets that strengthen your business infrastructure, such as marketing, inventory, staffing, or systems development. If you are unsure about how to deploy your capital, we suggest consulting with a qualified financial advisor or business coach before making significant funding commitments.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES.

Refund Policy

Your purchase of a product, service, or ticket to an event may or may not provide for any refund. Each specific product, service, event, or course will specify its own refund policy.

Dispute Resolution

All disputes will be resolved in accordance with Illinois law. Any controversy arising from these Terms will first be attempted to settle through mediation. If unresolved within 60 days, disputes may be handled in a Illinois County court.

Final Disclaimer

COMPANY does not provide financial, legal, or investment advice. All content is for educational purposes only. Users should consult professionals before making financial decisions. For questions, contact info@ChicagoBusinessLoans.com .

Privacy Policy

Consumer Personally Identifiable Information (PII) will not be shared or sold to third parties for the purpose of marketing. I consent to receive SMS messages from ChicagoBusinessLoans.com and America United Funding to arrange my appointment and respond to my inquiry. I acknowledge that message frequency will vary and that msg & data fees may apply. Reply STOP at any time to opt-out of SMS. Msg & data rates may apply. Reply HELP for help.

ChicagoBusinessLoans.com and America United Funding understands that your privacy is important to you. We are committed to protecting the privacy of your personally identifiable information as you use this website. This Privacy Policy tells you how we protect and use information that we gather from you. By using this website, you consent to the terms described in the most recent version of this Privacy Policy. You should also read our Terms of Use to understand the general rules about your use of this website, and any additional terms that may apply when you access particular services or materials on certain areas of this website. "We," "our" means ChicagoBusinessLoans.com and America United Funding and its affiliates. "You," "your," "visitor," or "user" means the individual accessing this site.

PERSONAL AND NON-PERSONAL INFORMATION

Our Privacy Policy identifies how we treat your personal and non-personal information.

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WHAT IS NON-PERSONAL INFORMATION AND HOW IS IT COLLECTED AND USED?

Non-personal information is information that cannot identify you. If you visit this website to read information, such as about one of our services, we may collect certain non-personal information about you from your computer’s web browser. Because non-personal information cannot identify you or be tied to you in any way, there are no restrictions on the ways that we can use or share non-personal information.

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WHAT IS PERSONAL INFORMATION AND HOW IS IT COLLECTED?

Personal information identifies you as an individual, such as your name, mailing address, email address, telephone number, and fax number. We may collect personal information from you in a variety of ways:

• When you send us an application or other form

• When you conduct a transaction with us, our affiliates, or others.

• When we collect information about you in support of a transaction, such as credit card information.

• In some places on this website, you have the opportunity to send us personal information about yourself, elect to receive particular information, purchase access to one of our products or services, or participate in an activity.

ARE COOKIES OR OTHER TECHNOLOGIES USED TO COLLECT PERSONAL INFORMATION?

Yes, we may use cookies and related technologies, such as web beacons, to collect information on our website. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you. Cookies help improve your experience by remembering your preferences.

Web beacons are small graphic images that allow the party that set them to monitor and collect information about website usage, such as browser type, IP address, and the time a page was viewed. Third-party vendors may also use cookies to track and analyze anonymous usage statistics.

You can modify your browser settings to decline cookies; however, this may limit the interactive features of the website.

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HOW DOES ChicagoBusinessLoans.com and America United Funding USE PERSONAL INFORMATION?

ChicagoBusinessLoans.com and America United Funding may use personal information to:

• Provide access to this website, products, or services.

• Respond to your inquiries.

• Bill for products/services

• Send relevant information about products and services.

• Conduct research and improve programs, products, services, and content.

• Protect rights, property, or safety, and comply with legal requirements.

Personal information collected online may be combined with information you provide through other sources. Once personal identifiers are removed, de-identified information is treated as non-personal information.

DOES ChicagoBusinessLoans.com and America United Funding SHARE PERSONAL INFORMATION WITH OTHERS?

We will not share your personal information collected from this website with unrelated third parties without your permission, except as described in this Privacy Policy. In the ordinary course of business, we may share some personal information with companies hired to perform services or functions on our behalf. These companies are authorized to use your personal information only as necessary to provide these services.

We will not sell, exchange, or publish your personal information, except in conjunction with a corporate sale, merger, dissolution, or acquisition. In certain transactions, third-party service vendors may collect information directly from you. Please review their privacy policies before providing information.

SMS Campaigns: We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your personal data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and vendors who assist in delivering text messages.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

HOW IS PERSONAL INFORMATION USED FOR COMMUNICATIONS?

We may contact you periodically via email, mail, or telephone to provide information about programs, products, services, and content that may interest you. Some features on this website allow you to communicate with us using an online form. Email responses may include your personal information. We cannot guarantee that emails will be secure from unauthorized interception.

HOW IS PERSONAL INFORMATION SECURED?

We have implemented generally accepted standards of technology and operational security to protect personal information from loss, misuse, alteration, or destruction. Only authorized personnel and third-party vendors have access to your personal information and are required to treat it as confidential. Despite these precautions, we cannot guarantee unauthorized persons will not obtain access to your personal information.

LINKS

This site may contain links to other websites. ChicagoBusinessLoans.com and America United Funding is not responsible for the privacy practices or content of such sites.

PUBLIC DISCUSSIONS

Please note that any information you post in public discussions on this site may become public and could be collected and used by others. Avoid sharing sensitive information in public forums.

HOW CAN A USER ACCESS, CHANGE, AND/OR DELETE PERSONAL INFORMATION?

You may access, correct, update, or delete your personal information by following instructions on the website or contacting us at [sales@ChicagoBusinessLoans.com]. You may also unsubscribe from mailing lists or any registrations on the site.

CHILDREN’S PRIVACY

ChicagoBusinessLoans.com and America United Funding will not intentionally collect personal information from children under the age of 13. If you believe we have collected such information, please contact us immediately.

CHANGES

ChicagoBusinessLoans.com and America United Funding reserves the right to modify this statement at any time. Any changes to this Privacy Policy will be listed here, and material changes will be noted on the homepage.

For questions about this Privacy Policy, please contact us at: [info@ChicagoBusinessLoans.com].